Wednesday, November 21, 2012


Most of us remember learning to ride that first bike?  Was it a Banana bike? A ten speed?  A mountain bike?

Unfortunately, not all kids today in the tri-cities will have that same opportunity.     Here’s where we can make a difference.  Gather your gently used bikes and the folks at 360 Cycle have committed to shine them up, and make them ‘like new’.  Bikes must be in working condition.

Between November 15th and December 15t  participating real estate offices of the Real Estate Board of Greater Vancouver will collect these bikes and partner up with 360 Cycle to refurbish these bikes so that they will be under a Christmas tree to make a local child VERY happy!

The Bike Drive is looking to collect gently used bikes of all shapes and sizes. Refurbished bikes will be distributed through local charities, and community service organizations.

Niki Jacques at 360 Cycle has put out an appeal to our community for donations. Imagine the difference we can make when a single child wakes up on Christmas morning to a ‘new’ bike.

Tri-Cities Drop Off Location:

RE/MAX  Results Realty @ #105-1250 Dominion Avenue, Port Coquitlam, 604-472-0811. They are open from 9-5 Monday to Friday and 10-4 on Saturdays

Friday, November 9, 2012

Francis & Hawthorne invites you to Unwrapped - A Charitable Night of Shopping

Team Francis & Hawthorne invites you to Unwrapped 2012 - A Charitable Night of Shopping.  Tuesday, November 20, 2012 we will be at Charitable Night of Shopping to benefit the Eagle Ridge Hospital Foundation. We have tickets, so just give us a shout!  Tuesday, November 20, 2012. 7-10:30pm. $10. Call 604-936-7653 or email: for tickets.

Tuesday, November 6, 2012



By Lieutenant Colonel John McCrae

In Flanders fields the poppies blow
Between the crosses, row on row,
That mark our place: and in the sky
The larks still bravely singing fly
Scarce heard amid the guns below.

We are the dead: Short days ago,
We lived, felt dawn, saw sunset glow,
Loved and were loved: and now we lie
In Flanders fields!

Take up our quarrel with the foe
To you, from failing hands, we throw
The torch: be yours to hold it high
If ye break faith with us who die,
We shall not sleep, though poppies grow
In Flanders fields

Friday, September 21, 2012


Fall has arrived - warm days, cool evenings and that feeling of new opportunities. Trish's look at the market (see below) perfectly covers our current situation. Provided buyers can come up with the necessary downpayment, it is still so much less expensive to buy than rent. With the downward trend in prices and growing inventory, there will be amazing opportunities for those prepared to move forward, so let us help you spot the good buys. For those trading up - this is your moment! And of course, investors should be on the alert over the next year - remember, you can't rent out those RRSPs!

Eagleridge Hospital Foundation's Fund a Need is here - this year's goal to purchase essential cardiac ultrasound equipment. Please support our own community hospital in meeting the growing needs of our wonderful TriCities - the Foundation is made up of volunteers committed to advocacy and philanthropy to forward the cause of a full service local hospital. For more information, go to their website.

Our cities have been built on grass roots community work where we all help each other - let's keep the old fashioned core values in an ever changing landscape. We are your local resource - please call us to help. Our passion is both real estate and community.

Happy Autumn from everyone on our team,
- Sheila, Michelle, Terry, Shane and Leah


If your home is over 30 years old, your insurance company may require you to upgrade the plumbing, electrical, roof, hot water tank and/or heating systems in your home prior to providing you with, or renewing, your homeowners insurance policy. If you are looking to purchase an older home that has galvanized steel plumbing, 60-amp electrical service, knob & tube wiring, wood-burning stove or fuel oil tank, make sure to factor the cost of necessary upgrades into your offering price. You will also want to contact your insurance broker to discuss how these items will affect the cost and ability to buy insurance.

Concerns about Galvanized Steel Plumbing: Galvanized steel pipes, commonly installed in homes prior to 1950, have an average life expectancy of 40-50 years. Over time, the galvanized steel pipes begin to rust or corrode from the inside out, resulting in reduced water pressure and restricted water flow. This presents an increased risk of leaks or ruptures occurring in the pipes and the potential for water damage. Replacement of these pipes with copper or plastic piping may be required before insurance can be placed.

Dangers Associated with 60-Amp Electrical Service: Today’s appliances combined with all the accessories are simply too much for 60-Amp and Knob & Tube wiring. Insurance Companies have a very real concern when it comes to these systems as they poses the threat of overuse and overheating thus increasing the risk of an electrical fire. Insurance companies will almost always require you to upgrade your electrical service to 100-amps.

Knob & Tube: More common in homes over 50 years of age, knob & tube consists of parallel hot (black) and neutral (white) wires, separated by knobs (or insulators) and ceramic tubes. Knob & Tube wiring is considered higher risk mainly because;
  • There is no ground wire.
  • Given their age, the wires are highly susceptible to wearing and exposure, presenting a serious safety hazard.
  • The unintentional contact of the hot and neutral wires may potentially cause an electrical fire.

Insurance companies will typically require all knob & tube to be replaced with approved permanent wiring completed to current building code.
Aluminum Wiring: Aluminum wiring, while not ideal, is still considered acceptable providing;
  • All connections are pigtailed.
  • Work is completed by a certified electrician.
  • A written report by the certified electrician confirming such work has been completed.

Wood-burning Stoves: Wood Stoves when not installed or used properly, can pose a serious fire hazard. To reduce risk to you the homeowner and the potential of a claim, your insurance company will require a completed Wood Stove Questionnaire and an inspection by a certified Wood Energy Technical Training (WETT) technician. The stove must also be certified by the Underwriters Laboratories of Canada (ULC), Canadian Standard Association (CSA) or Warnock Hersey before Insurers will agree to provide coverage. Wood Stoves should be thoroughly cleaned and inspected by a professional sweep or technician at least once per year depending on usage.

Fuel Tanks Must be Removed: Tanks 25 years or older are highly susceptible to rusting, deterioration and leakage and are considered environmental hazards. If a fuel oil leak occurs and goes undetected, the environmental cleanup for such a situation can be immense. A pinhole leak can spill 750 litres of oil in 8 hours and have cleanup costs in excess of $25,000. We highly recommend that you allow for the cost of removing such tanks when purchasing a new home.

Old Hot Water Tanks: Hot Water tanks are due to tire and fail and when they do, serious water damage can result. A typical failure will see the bottom of the tank corrode and fall away from the tank leaving water run everywhere. This type of loss is particularly concerning when the tank is located somewhere other than the bottom floor and not near a drain. While an insurance company will not decline coverage for an older tank, consideration should be given to replacing the tank before its life expectancy is up.

Is it Time for a New Roof?: The condition of your roof is very important to an insurance company. A roof in poor condition will often result in some sort of water damage claim. If the claim is due to the wear, tear and deterioration of the roof then you may not have coverage resulting in huge costs and inconvenience for the homeowner. Coverage is seldom declined for an older roof but higher premiums can result, exclusions to coverage and conditions to replace the roof within 30 or 60 days are often attached as a condition of coverage.

Information courtesy of Schill Insurance. Note: Given the wide range of inspection/upgrade requirements that insurance companies may have, it’s always best to speak to your insurance broker about a specific situation.

Wednesday, July 25, 2012

Miracle Treat Day

Miracle Treat Day takes place on Thursday, July 26th! Why not use this great cause as an excuse to go out and get yourself a Blizzard!!!

Friday, June 22, 2012

Evergreen Line will finally become a reality

Evergreen Line will finally become a reality. But are you aware that there is no slated Skytrain station between Burquitlam and the West Coast Express station at Rocky Point? The only 2 Port Moody stations are at WC Express and Ioco and St. Johns. If this affects you, please give us your thoughts - Sheila will pass them on at Port Moody's next Council meeting Tuesday 7pm, or please join us there.

Friday, June 15, 2012